Mihail Podtykalenko
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Activity overview
Latest activity by Mihail Podtykalenko-
Mihail Podtykalenko created an article,
Where can I find information about any downtimes or maintenance activities of the xs2a-interface?
This information will be posted on the https://psd2.ndgit-status.com/Haitong. This linking can also be found in the footer of the developer portal (PROD Status).
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Mihail Podtykalenko created an article,
What is the minimum payment amount?
Minimum payment amount is 0,01€.
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Mihail Podtykalenko created an article,
Can the payment be canceled?
The payment can be deleted using its ID. Payments can be canceled until the execution process has started within the bank. It is therefore usually possible to cancel a payment no later than one day...
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Mihail Podtykalenko created an article,
How long is your Payment authentication URL valid for, and if the bank sends a Push notification for a payment, how long does the PSU have to approve it?
Resources are available for authorization for 30 minutes by default. However, in accordance with Article 4 (3)(d) of Commission Delegated Regulation (EU) 2018/389 (RTS on SCA & CSC), the authorizat...
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Mihail Podtykalenko created an article,
Will this change have any negative effects on end users such as their consents will be invalidated and they will have to reauthenticate?
This depends on how the certificate will be issued. We take the OrganizationIdentifierOID=2.5.4.97 / organizationIdentifier from the certificate to identify you as a TPP.Whenever this remains the s...
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Mihail Podtykalenko created an article,
Why do recurring consents only allow today + 179 days instead of 180 days?
Based on the regulation that is defined in the RTS for SCA & CSC (EUR-Lex - 02018R0389-20230912 - EN - EUR-Lex ) you can find in Article 10 the following rule:There you can find in 2. (b)payment se...
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Mihail Podtykalenko created an article,
Can PSU involvement be tracked with the PSU-IP-Address to avoid unwanted consent “consumption”?
Since version 1.3.4 of the IG, the frequencyPerDay is defined as "This field indicates the requested maximum frequency for an access without PSU involvement per day. For a one-off access, this attr...
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Mihail Podtykalenko created an article,
Is it possible to use more than one recurring consent at a time for specific (PSU, TPP, Bank) combination?
Currently, it is not possible to have >1 recurring consents for the combination (TPP, PSU, Bank). This behaviour is based on the Berlin Group Specification (Implementation Guidelines, version 1.3.6...
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Mihail Podtykalenko created an article,
Does a new authorisation from the same PSU invalidate the previous consent/token when we are using the same certificate?
Yes, this happens in case you are using recurring consents. For the combination of (PSU-ID, TPP-ID (derived from the QWAC), Bank) only one recurring consent is valid at a time – see specification o...
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Mihail Podtykalenko created an article,
Can 2 data consents run at the same time under one TPP? E.g. If a PSU has an active data consent with one app, and then activates a new consent with with another app, will the original consent be unaffected?
If you are referring to recurring consents: no. See description above.